SMS Fraud Detection That Reaches Further Than Your Security Stack
CheckTxt analyzes suspicious text messages in real time and stops impersonation attacks before customers act on them.
Easy & fast – verdict delivered in less than 60 seconds
2 ways to check if that message is fraud
442-432-5898
Forward any suspicious text
or send a screenshot
→ 442-432-5898
No app. No Login.
Works on any device, any carrier.
Forward suspicious emails to [email protected]
Receive a plain-language verdict in less than 60 seconds.
You'll also get guidance on what to do next — before you click anything or share a single detail.
The FBI’s newly released Internet Crime Report shows $20.8 billion in fraud losses in 2025 — a 26% increase from 2024. Read our summary >
Fraud has moved beyond the enterprise perimeter
Fraud no longer targets systems alone. It targets people through the communication channels they trust most. As attacks move beyond enterprise boundaries into text messages, traditional security controls fail to intervene at the moment decisions are made. By the time alerts fire trust has already been exploited, and damage is already underway.
CheckTxt exists to close that gap.
35%
feel it is the responsibility of the enterprise to keep people safe
AI has made smishing attacks indistinguishable from real messages.
Americans lost $470M to text scams in 2024.
AI, RCS, and regulators aren’t waiting.
Jack shows how anyone can instantly verify whether a text message is a scam
Watch CheckTxt CEO Jack Marshall check a real toll violation smishing scam — live, in real time. This is exactly what your bank customers, employees, or end users experience when they verify a suspicious message.
Powered by patent-pending fraud detection technology.
Built for the industries that fraudsters target most
Extend SMS fraud protection to employees and customers beyond the enterprise perimeter. Integrates with SIEM, no MDM needed.
Detect SMS impersonation campaigns targeting bank customers before they cause fraud.
Add SMS fraud protection to your managed services portfolio. Multi-tenant, zero deployment complexity, predictable recurring revenue.
Latest Blog Posts
Are Banks Liable for Text Scams?
UK banks are already required to reimburse victims of text scams. US regulators are moving fast. Here’s what bank text scam liability means for financial institutions right now.
House Oversight Committee Advances 9 Fraud Prevention Bills. Banks Take Note.
The House Oversight Committee advanced sweeping fraud prevention legislation. Here’s what the pre-payment prevention mandate means — and why banks need to apply the same logic to text scams right now.
Fraud Alert: McGuireWoods LLP Phishing Email Scam
Scam Alert: Phishing Email Impersonating McGuireWoods LLP A fraudulent email campaign impersonating McGuireWoods LLP, one of the world’s leading law firms, is underway. This scam, though previously observed, has returned and is again being actively used in attacks. The message uses a spoofed sender name, a fake file-sharing notification, and
Frequently Asked Questions
How does CheckTxt deploy to customers at scale?
CheckTxt is built on a B2B2C model — meaning the organizations that need it most deploy it directly to the people attackers target, their customers.
Whether it’s SMS fraud protection for banks, SMS fraud protection for enterprises, or SMS fraud protection for MSSPs, the model is the same: real-time fraud protection reaches customers and employees directly, with no app, no onboarding, and no workflow changes required. Protection scales instantly across an entire customer base, without adding support overhead.
How does CheckTxt detect SMS fraud?
CheckTxt provides real-time SMS fraud detection and protection for enterprises and their customers. When a customer receives a suspicious text message, they forward it or send a screenshot. Our patent-pending SMS fraud detection technology analyzes the message across six dimensions simultaneously and returns a clear verdict in under 60 seconds — before the message is trusted, clicked, or acted on. Learn how our SMS fraud technology engine works.
How is CheckTxt different from traditional security tools?
Most security tools are designed to protect internal systems—networks, applications, and employee environments. CheckTxt focuses on what happens outside the enterprise perimeter when fraud reaches customers directly through SMS.
CheckTxt delivers real-time SMS fraud protection at the moment a message is received, not after damage has already occurred. This allows organizations to stop scams earlier, reduce investigation and support effort, and protect customer trust—without changing how people communicate or requiring apps, logins, or onboarding.
To see how this works in practice, explore CheckTxt’s SMS fraud protection for banks and SMS fraud protection for enterprises.
How can organizations stop fraud before it scales?
Stopping fraud early requires visibility into suspicious messages as they reach customers and employees, not after losses have already occurred. Early detection makes it possible to recognize emerging patterns, identify coordinated activity, and take action while the impact is still limited.
Early SMS threat detection for enterprises plays a critical role here. Individual messages may seem isolated, but together they reveal how fraud campaigns spread. Connecting signals across text and email helps organizations intervene sooner—before fraud escalates into larger financial, operational, or trust issues.
Why can’t traditional security tools stop messaging fraud?
Traditional security tools are good at protecting internal systems, but they often lose visibility once fraud reaches customers and employees through everyday texts and emails. Closing that gap requires a different approach—one that addresses enterprise messaging fraud at the point messages are received, not after damage has already occurred.
By analyzing suspicious messages and identifying patterns across text and email, organizations gain earlier insight into how fraud campaigns form and spread. This allows teams to act sooner, reduce losses, ease the burden on security and support teams, and prevent isolated incidents from escalating into larger enterprise risks.
Why do companies need protection against messaging-based fraud?
Traditional security tools are designed to protect internal systems like networks, applications, and endpoints. Messaging fraud, however, often reaches customers and employees directly through text and email—outside those systems—where traditional controls have little visibility.
Addressing this gap requires earlier insight into suspicious messages and the ability to recognize patterns across channels. This is why approaches like SMS threat detection matter—individual messages can reveal broader fraud activity when analyzed together. Connecting those signals across text and email makes it possible to interrupt campaigns earlier, without requiring people to change how they communicate.